Gosh, I hate debt. I’ve been in and out of debt from time to time. When I was younger I took out a car loan for a nice set of wheels that I really couldn’t afford. I borrowed money I didn’t have to buy a really nice stereo system, too. A few years after becoming self-employed, I had to get a line of credit to pay my income taxes. Few things are less pleasant than taking on debt to pay your deb…